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Salary Projects

Ladies and Gentlemen,

Salary projects implemented within the Visa International system are mutually beneficial for us and our customers. Plastic cards issued by the Bank are safe and helpful because you will get access to a wide range of services.

Currently we offer two card packages: Visa Classic and Visa Electron.

If your company enters into a salary project agreement with the Bank, your employees will get their salaries, travel expenses and other salary-like payments on Visa Electron card accounts in BYR and/or USD. Thus your company will avoid any inconvenience related to requests to be submitted preliminary for cash withdrawals, custody of uncollected salaries, etc.

In accordance with the salary project agreement we may (at your discretion) provide an overdraft on card accounts of your employees or credit extra interest on the balance remaining on their card accounts at the highest interest rate applied at the deposit market. Such approach enables card holders to gain maximal profit on temporarily available funds or to use an overdraft if necessary.

Visa Electron cards enable commission free payments for goods or services at retail and service companies both on the territory of the Republic of Belarus and overseas. Moreover, your funds in BYR available on card accounts will be freely convertible into the currency of the country where you make payments at the most beneficial exchange rate.

Visa Classic cards in USD may be issued for your top-managers and subsequently substituted by VISA GOLD cards which are considered to be business class cards preferred by experienced users of plastic cards. Such cards may be used for hotel or ticket booking, payment for rent-a-car services.

The commission fee charged by the Bank for opening card accounts and pay in transactions will be defined in the agreements, however our fees are competitive as against other banks.

We offer two options: with/without commission for cash withdrawal at ATCs of other banks:

Option 1No commission fee shall be charged on the user’s account for cash withdrawal at ATCs of other banks on the territory of the Republic of BelarusIssue fee (payable by the company)
Visa Electron (for 2 years)
BYR 15 000
2,5% bank commission shall be payable by the company for crediting of funds on the employees’ card accounts
Option 21.5% commission fee shall be charged on the user’s account for cash withdrawal at ATCs of other banks on the territory of the Republic of BelarusIssue fee (payable by the company)
Visa Electron (for 2 years)
BYR 15 000
1,5% bank commission shall be payable by the company for crediting of funds on the employees’ card accounts